skip navigation

Our Qualifications

Today, it is not difficult to find a "financial advisor or consultant" offering "financial services" on almost every street corner. Unfortunately, many of these individuals are limited in their industry knowledge and licensing and are thus restricted or limited in the types of products and services they can offer.  Still other "advisors/consultants" are captive to a parent company and may be restricted to just a short list of investments.   As a result, the advice offered by them may not be objective.  Alternative strategies and investments that would better serve the client's needs and goals are sometimes ignored or overlooked.  Naturally, this leaves you, the consumer, wondering who can best serve your financial needs.

Sean Caywood has assisted hundreds of individuals with their financial needs and goals and has been serving the Northeastern Ohio area since 1990.  He has a well-rounded background in the financial world.  For example, Sean offered investment advice to the clients of one of the largest mid-west banks, as well as worked for one of the largest  broker/dealers in the nation.  He made the decision to become an independent financial consultant and founded Heritage Financial so that he could offer unbiased guidance as well as provide a large array of services and products.

Sean earned a Bachelor of Science in Business Finance from the University of Northern Colorado and holds the following registrations (securities registrations are held with NEXT Financial Group, Inc.):

  • FINRA Series 6 registration (Investment Company/Variable Contract Products)
  • FINRA Series 63 registration (Uniform Investment Advisors Law)
  • FINRA Series 7 registration (General Securities Representative)
  • FINRA Series 24 registration (General Securities Principal)
  • Life and Annuity Insurance

While Sean's education, registrations and licenses enable him to offer almost every type of investment product, he prefers to use only high quality, less risky security and insurance products.  He is completely independent and has access to a wide range of non-proprietary financial products from which to choose from to help accomplish your goals.  He strongly believes that there is a difference between speculative trading and intelligent investing (Please read Our Approach and Philosophy).

 We hold FINRA licenses through NEXT Financial Group, Inc, member of FINRA.

Sean is dedicated to developing lasting relationships with all of his clients.  He believes in helping each of his clients become confident in assessing their financial goals and participating in the financial management process.  One of the benefits of working with Sean is his ability to provide clear, easily understood explanations of the financial strategies he recommends in regard to some of life's most difficult decisions.
Sean and his wife, Sharon, have been married for 39 years and have four adult daughters.
Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck